by admin | Nov 17, 2019 | Q&A
This is because it is often beyond your control. Also, it can drop more than 100 points off of your score, and can stay on your report for 7 years. The current FICO algorithm does not differentiate between medical collections and any other type of collections – they...
by admin | Nov 17, 2019 | Q&A
If you have any unpaid collections or charge offs, the best way to get them removed is to negotiate with the creditor or collection agency and offer to pay the unpaid debt if they agree to delete the negative entry from your credit report. This is very effective as...
by admin | Nov 17, 2019 | Q&A
Legitimate credit repair companies… …will only charge for credit repair services after they have been performed. … It is because of this that the Credit Repair Organizations Act specifically forbids any credit repair company from accepting payments...
by admin | Nov 17, 2019 | Q&A
If you can’t find the time or don’t want to deal with the credit bureaus, you can pay for professional help. However, it’s expensive and credit repair professionals won’t do anything you can’t do yourself, according to the FTC. …...
by admin | Nov 17, 2019 | Q&A
Credit repair may not have the best reputation as financial services go, but it’s a federally protect right. … It’s important to note that credit repair is legal in all 50 states. There’s a federal law that guarantees consumers the right to...
Recent Comments