How much does it cost to repair my credit?

by | Nov 17, 2019 | Q&A

In addition to costing more money, bad credit limits your financial options and threatens your fiscal stability. If you’re looking to make a positive change, the time is now. At Creditrepair.com, our cost is $99.95 per month, plus a one-time charge of $14.99 to...

Can hackers improve credit score?

by | Nov 17, 2019 | Q&A

Thanks for your question. No, hackers can not change credit scores without creating a major data breach with the three credit bureaus. However, hackers CAN steal your identity which can absolutely destroy your credit score.

How do I get a collection removed?

by | Nov 17, 2019 | Q&A

Send the collector a letter stating your interest in paying the account. Offer to make payment if the collector agrees to remove the entry from your credit report. If the debt collector agrees, ask for a signed copy of the letter to you to seal the agreement. (Sample...

Should I pay off collections debt?

by | Nov 17, 2019 | Q&A

So whether or not you pay your collections off is really a personal decision. What FICO is saying here is that paying off a debt in collections won’t improve your score. One of the big three credit reporting agencies, Experian, agrees. … In short, paying...

How can I get negative items removed from my credit report?

by | Nov 17, 2019 | Q&A

 If you have any unpaid collections or charge offs, the best way to get them removed is to negotiate with the creditor or collection agency and offer to pay the unpaid debt if they agree to delete the negative entry from your credit report. This is very effective as...