by admin | Nov 17, 2019 | Q&A
Legitimate credit repair companies… …will only charge for credit repair services after they have been performed. … It is because of this that the Credit Repair Organizations Act specifically forbids any credit repair company from accepting payments...
by admin | Nov 17, 2019 | Q&A
If you can’t find the time or don’t want to deal with the credit bureaus, you can pay for professional help. However, it’s expensive and credit repair professionals won’t do anything you can’t do yourself, according to the FTC. …...
by admin | Nov 17, 2019 | Q&A
Credit repair may not have the best reputation as financial services go, but it’s a federally protect right. … It’s important to note that credit repair is legal in all 50 states. There’s a federal law that guarantees consumers the right to...
by admin | Nov 17, 2019 | Q&A
Unfortunately, simply paying a collection account without getting it removed often won’t improve your credit scores. With few exceptions, as long as a collection account is listed on your credit reports, it’ll have a negative impact on your credit...
by admin | Nov 17, 2019 | Q&A
Some credit repair companies, however, are legal, legitimate, and helpful. If you have inaccurate information on your credit report, they may be able to remove it, saving you time and hassle. But unless your hourly income exceeds the fee that the credit repair company...
by admin | Nov 17, 2019 | Q&A
In general, credit repair takes about three to six months to resolve all of the disputes that the average consumer needs to make. Of course, if you only have a few mistakes to correct or you repair your credit every year, it may not take as long; you might be done in...
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